Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
5.6
months of inventory
Buyer's Market
Inventory tightened to 5.6 months from 5.9. Buyers still hold negotiating leverage, but fewer new listings and a slower pace of closings continue to narrow the gap toward a more balanced market.
Current Interest Rates
Rates
30-Yr Fixed6.64%-0.05%
FHA 30-Yr6.38%+0.01%
15-Yr Fixed5.88%-0.19%
5/1 ARM6.74%+0.48%
VA 30-Yr6.14%+0.02%
Bay City Property Group
Bay City Property Group
Week of
August 17 – August 23, 2026

Broker's Post

The licensed data brought to you by BCPG
Bay City Market Pulse
Median Sale Price
$225,750
Slight increase based on 180-day sold data
New Listings This Week
4
-4 compared with the previous 7-day reporting period
Pending Sales
4
No change compared with the previous 7-day reporting period
Closed This Week
6
-1 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$130.07
Slight increase based on 180-day sold homes
List-to-Sale Ratio
94.95%
Slight increase based on 180-day sold performance
Avg Days on Market
84
Slight increase based on 180-day sold homes
Months of Inventory
5.6
Buyer's Market MoM
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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City
Active
Pending
Under $150K129 avg DOM
15 Active
2 pending
$150K – $200K109 avg DOM
20 Active
1 Pending
$200K – $300K99 avg DOM
40 Active
14 Pending
$300K – $400K167 avg DOM
17 Active
3 Pending
$400K+61 avg DOM
19 Active
2 Pending
111
Total For Sale
22
Total Pending
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
5.6
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory, but conditions are gradually shifting. Active inventory dipped to 111 listings while months of supply tightened to 5.6. With new listings slowing and closings picking back up this week, the balance between buyers and sellers continues to move closer.
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Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Fixed rates eased this week — the 30-year fixed dropped to 6.64% and the 15-year fixed fell to 5.88% — while adjustable and VA products moved the other way, with the 5/1 ARM jumping to 6.74%. Months of inventory tightened to 5.6 as active listings dipped to 111, even as closings picked back up from last week's lull.

Bay City still leans toward buyers, but that edge keeps narrowing. With fixed-rate borrowing getting a bit cheaper, well-priced listings should keep seeing steady traffic.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption
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The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property
118 Cedar Vale Rd
Active Listing — Bay City, TX
118 Cedar Vale Rd
Set on 6 private acres just minutes from town, this cabin-style home features vaulted ceilings, exposed wood beams, and a central fireplace. Over 2,400 sq ft with excellent potential for updates and customization — country space with quick access to HWY 60 and town.
Tip of the Week
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With inventory tightening, well-priced homes are moving faster. A pre-approval letter in hand lets you make a confident offer the moment you find the right one, instead of losing days to paperwork while another buyer closes the gap.

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Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.