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Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Property Group
Bay City Property Group
Week of
June 8 – June 14, 2026

Broker's Post

BALANCED CONDITIONS — INVENTORY RISING, BUYERS REMAIN SELECTIVE
Rates
30-Yr Fixed 6.58% +0.05%
FHA 30-Yr 6.14% -0.30%
15-Yr Fixed 6.14% +0.25%
Bay City DOM 74 180-day avg
Active 133 current inventory
Bay City Market Pulse
Median Sale Price
$217,000
Slight decrease based on 180-day sold data
New Listings This Week
6
-6 compared with the previous 7-day reporting period
Pending Sales
5
+2 compared with the previous 7-day reporting period
Closed This Week
1
-6 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$129.26
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
92.97%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
74
Slight decrease based on 180-day sold homes
Months of Inventory
5.11
Balanced MarketMoM

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K186133
$150K – $200K20185
$200K – $300K58974
$300K – $400K213114
$400K+16187
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
5.11
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At 5.11 months of supply, Bay City remains in balanced market territory — neither strongly favoring buyers nor sellers. With 133 active listings and the $200K–$300K range carrying the deepest inventory at 58 homes, buyers have the most choices in that segment. Buyers still hold a slight negotiating edge on price, but sellers who price competitively and present their homes well are finding consistent success. As we head further into the summer market, strong buyer demand will determine whether this growing inventory stabilizes or continues to expand.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Rates are holding in the mid-6% range with the 30-year fixed at 6.58% and FHA at 6.14% — no meaningful relief expected in the near term, keeping affordability a continued challenge for buyers.


Inventory sits at 133 active listings at 5.11 months of supply, keeping Bay City firmly in balanced market territory. Neither buyers nor sellers hold a dominant edge, but inventory continues to build across most price bands.


For buyers, purchasing power remains constrained but opportunities exist — particularly in the $200K–$300K range where inventory is deepest. Sellers pricing to the market are closing deals — those who aren't are sitting.

Local Pulse — Matagorda County
Inventory Pressure

Supply Building Steadily

133 active listings at 5.11 months of supply. With 1 closing against 6 new listings this week, inventory is building faster than it is being absorbed — keeping the market in balanced territory but trending toward buyer favor.

Buyer Behavior

Concentrated and Selective

The $200K–$300K range leads with 58 active listings and 9 pending — remaining the clear sweet spot. Above $300K, just 4 pending against 37 active listings. Buyers are focused on value and not stretching beyond it.

Price Sensitivity Increasing

Negotiation is the Norm

A 92.97% list-to-sale ratio means buyers are closing nearly 7.03% below asking. At 74 average days on market, patience remains on the buyer's side. Overpriced listings are not the exception — they are the rule that isn't moving.

Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

Quiet cul-de-sac setting with privacy and character. Vaulted ceilings, abundant natural light, and a functional layout inside — spacious backyard with mature trees and a treehouse outside. All-brick construction, Flood Zone X, and convenient access to schools and amenities.

 

Tip of the Week: Price and preparation still matter.

Even in a market with limited inventory, buyers are selective and well-informed. Homes that are competitively priced and presented in move-in-ready condition tend to attract stronger interest and can move to pending status more quickly. Small improvements—such as fresh paint, curb appeal enhancements, and minor repairs—can help maximize a property's appeal and marketability.

 
Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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