Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
6.5
months of inventory
Buyer's Market
Inventory has tightened to 6.5 months from 6.9 last week. Buyers continue to have negotiating leverage, but declining supply is creating a more competitive environment for well-positioned sellers.
Current Interest Rates
Rates
30-Yr Fixed6.58%-0.17%
FHA 30-Yr6.42%-0.01%
15-Yr Fixed5.96%-0.14%
Bay City DOM79180-day avg
Active122current inventory
Bay City Property Group
Bay City Property Group
Week of
July 27 – August 2, 2026

Broker's Post

BUYER'S MARKET — RATES EASE AS INVENTORY CONTINUES TO TIGHTEN
Bay City Market Pulse
Median Sale Price
$224,895
Slight increase based on 180-day sold data
New Listings This Week
3
-3 compared with the previous 7-day reporting period
Pending Sales
6
+5 compared with the previous 7-day reporting period
Closed This Week
8
No change compared with the previous 7-day reporting period
Avg Price / Sq Ft
$130.59
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
94.67%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
79
Slight increase based on 180-day sold homes
Months of Inventory
6.5
Buyer's Market MoM

Price Band Breakdown

Active listings by price range — Bay City
Active
Pending
Under $150K261 avg DOM
16 Active
6 pending
$150K – $200K103 avg DOM
19 Active
3 Pending
$200K – $300K124 avg DOM
48 Active
13 Pending
$300K – $400K167 avg DOM
20 Active
1 Pending
$400K+88 avg DOM
19 Active
1 Pending
122
Total For Sale
24
Total Pending
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
6.5
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory, but conditions are gradually shifting. Inventory decreased to 122 active listings and months of supply improved to 6.5. With prices holding steady and market activity remaining consistent, the balance between buyers and sellers continues to move closer.
Bay City Property Group
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Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Interest rates eased this week, with the 30-year fixed rate falling to 6.58%, offering some relief for buyers.


Months of inventory tightened to 6.5 from 6.9, keeping the market buyer-favorable but trending toward better balance.


Overall sentiment remains buyer-friendly, with easing rates and tightening supply pointing toward a more balanced market ahead.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property
118 Cedar Vale Rd
Active Listing — Bay City, TX
118 Cedar Vale Rd
Set on 6 private acres just minutes from town, this cabin-style home features vaulted ceilings, exposed wood beams, and a central fireplace. Over 2,400 sq ft with excellent potential for updates and customization — country space with quick access to HWY 60 and town.
Tip of the Week
Sellers should price to current conditions, not last year's comps

As the market gradually shifts toward balance, homes priced accurately from day one are seeing faster activity and stronger offers.

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Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.