Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
7.2
months of inventory
Buyer's Market
Inventory has tightened to 7.2 months — down from 7.9 last week. Buyers still hold negotiating leverage, but the window is narrowing. Sellers who are priced correctly are seeing stronger activity.
Current Interest Rates
Rates
30-Yr Fixed6.61%+0.03%
FHA 30-Yr6.32%+0.02%
15-Yr Fixed5.99%+0.04%
Bay City DOM77180-day avg
Active124current inventory
Bay City Property Group
Bay City Property Group
Week of
July 13 – July 19, 2026

Broker's Post

BUYER'S MARKET — INVENTORY CONTRACTING, RATES EDGING UP
Bay City Market Pulse
Median Sale Price
$219,990
Slight decrease based on 180-day sold data
New Listings This Week
4
-3 compared with the previous 7-day reporting period
Pending Sales
9
+2 compared with the previous 7-day reporting period
Closed This Week
2
-2 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$129.74
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
93.69%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
77
Slight decrease based on 180-day sold homes
Months of Inventory
7.2
Buyer's Market MoM

Price Band Breakdown

Active listings by price range — Bay City
Price rangeActivePendingAvg. DOM
Under $150K178236
$150K – $200K183108
$200K – $300K5418110
$300K – $400K205157
$400K+151105
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
7.2
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: At 7.9 months of supply, Bay City continues in Buyer's Market territory but is showing clear signs of tightening — down from 7.9 last week. Active listings dropped to 124 while pending sales climbed to 9, the strongest pending count in recent weeks. The $200K–$300K range remains the most active segment with 54 listings and 18 pending. Days on market improved to 77 and the list-to-sale ratio held steady at 93.69%, reflecting consistent transaction flow. Sellers priced at market are moving — the contraction in supply is worth watching closely heading into the coming weeks.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Interest rates ticked up slightly this week — the 30-year fixed moved to 6.61% and the 15-year to 5.99%, a modest increase that continues to apply pressure on buyer affordability.


Inventory contracted meaningfully, dropping from 135 to 124 active listings and months of supply falling from 7.9 to 7.2. Pending sales increased to 9 — the strongest pending count in recent weeks — signaling renewed buyer engagement.


Market sentiment remains buyer-favorable but is beginning to shift. The data suggests a market in early transition — sellers who have been waiting to move should take note of tightening supply and rising pending activity.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.