Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
6.1
months of inventory
Buyer's Market
Inventory eased to 6.1 months from 6.4. Steady closings against a modest flow of new listings trimmed supply, though buyers still hold negotiating leverage.
Current Interest Rates
Rates
30-Yr Fixed7.28%+0.16%
FHA 30-Yr7.14%+0.46%
15-Yr Fixed6.72%+0.24%
5/1 ARM6.55%-0.45%
VA 30-Yr7.04%+0.36%
Bay City Property Group
Bay City Property Group
Week of
October 26 – November 1, 2026

Broker's Post

The licensed data brought to you by BCPG
Bay City Market Pulse
Median Sale Price
$218,990
Slight decrease based on 180-day sold data
New Listings This Week
5
+1 compared with the previous 7-day reporting period
Pending Sales
2
-2 compared with the previous 7-day reporting period
Closed This Week
7
No change compared with the previous 7-day reporting period
Avg Price / Sq Ft
$122.54
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
95.44%
Slight increase based on 180-day sold performance
Avg Days on Market
92
Slight increase based on 180-day sold homes
Months of Inventory
6.1
Buyer's Market MoM
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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City
Active
Pending
Under $150K232 avg DOM
20 Active
1 Pending
$150K – $200K129 avg DOM
26 Active
2 Pending
$200K – $300K148 avg DOM
40 Active
9 Pending
$300K – $400K168 avg DOM
18 Active
0 Pending
$400K+119 avg DOM
20 Active
0 Pending
124
Total For Sale
12
Total Pending
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
6.1
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory. Active inventory held at 124 listings while months of supply eased to 6.1, as closings (7) again outpaced new listings (5). With fewer homes going under contract this week, buyers have plenty of options and room to negotiate.
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Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Average pricing continued to soften and homes are taking noticeably longer to sell, as buyers stay selective with rates moving higher. Months of inventory eased slightly, but Bay City remains a buyer-friendly market.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption
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The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property
118 Cedar Vale Rd
Active Listing — Bay City, TX
118 Cedar Vale Rd
Set on 6 private acres just minutes from town, this cabin-style home features vaulted ceilings, exposed wood beams, and a central fireplace. Over 2,400 sq ft with excellent potential for updates and customization — country space with quick access to HWY 60 and town.
Tip of the Week
Compare loan estimates from more than one lender.

With most mortgage rates ticking higher this week, the lender you choose matters. Rates and fees vary from lender to lender, so request a Loan Estimate from at least two or three and compare the interest rate, the fees, and the cash needed to close side by side. Even a small difference in rate can change your monthly payment for years.

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Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.