Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
6.3
months of inventory
Buyer's Market
Inventory rose to 6.3 months from 5.7. More homes are reaching the market, giving buyers added choice and continued negotiating leverage.
Current Interest Rates
Rates
30-Yr Fixed7.19%-0.13%
FHA 30-Yr6.78%-0.36%
15-Yr Fixed6.52%-0.17%
5/1 ARM7.02%+0.02%
VA 30-Yr6.78%-0.11%
Bay City Property Group
Bay City Property Group
Week of
October 12 – October 18, 2026

Broker's Post

The licensed data brought to you by BCPG
Bay City Market Pulse
Median Sale Price
$226,745
No change based on 180-day sold data
New Listings This Week
8
+3 compared with the previous 7-day reporting period
Pending Sales
4
+3 compared with the previous 7-day reporting period
Closed This Week
4
-1 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$126.04
Slight increase based on 180-day sold homes
List-to-Sale Ratio
95.43%
Slight increase based on 180-day sold performance
Avg Days on Market
84
No change based on 180-day sold homes
Months of Inventory
6.3
Buyer's Market MoM
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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City
Active
Pending
Under $150K70 avg DOM
15 Active
4 Pending
$150K – $200K109 avg DOM
26 Active
3 Pending
$200K – $300K107 avg DOM
42 Active
13 Pending
$300K – $400K155 avg DOM
15 Active
0 Pending
$400K+89 avg DOM
21 Active
0 Pending
119
Total For Sale
20
Total Pending
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
6.3
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory. Active inventory grew to 119 listings and months of supply rose to 6.3, as new listings (8) outpaced closings (4). Pending sales also picked up, so buyers have more options while well-priced homes continue to draw offers.
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Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Average pricing held steady and homes continued to sell in about the same time, a sign of a stable market. Months of inventory climbed as new listings outpaced sales, giving buyers a little more leverage than last week.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption
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The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

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BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.