Where Bay City's Market Stands — Now

Real data · Local insight · Updated weekly

Bay City Market — Months of Inventory

5.8

months of inventory

Buyer's Market

Inventory eased slightly this week but remains elevated, continuing to favor buyers overall. With supply still ahead of typical demand across most price ranges, buyers retain meaningful room to compare properties and negotiate, while well-positioned homes continue to stand out.

Current Interest Rates

Rates

30-Yr Fixed 7.12% +0.21%

FHA 30-Yr 6.78% +0.10%

15-Yr Fixed 6.49% +0.12%

5/1 ARM 6.09% -0.76%

VA 30-Yr 6.81% +0.55%

Bay City Property Group

Week of

September 14 – September 20, 2026

Broker's Post

The licensed data brought to you by BCPG

Bay City Market Pulse

Median Sale Price

$228,990

-$2,010 compared with the previous 7-day reporting period

New Listings This Week

+6 compared with the previous 7-day reporting period

Pending Sales

-1 compared with the previous 7-day reporting period

Closed This Week

0 compared with the previous 7-day reporting period

Avg Price / Sq Ft

$129.68

Slight Decrease based on 180-day sold homes

List-to-Sale Ratio

95.04%

Slight Decrease based on 180-day sold performance

Avg Days on Market

-1 day compared with the previous 7-day reporting period

Months of Inventory

5.8

Buyer's Market MoM

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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City

Active

Pending

Under $150K 83 avg DOM

14 Active

2 Pending

$150K – $200K 97 avg DOM

21 Active

4 Pending

$200K – $300K 97 avg DOM

39 Active

16 Pending

$300K – $400K 158 avg DOM

18 Active

3 Pending

$400K+ 77 avg DOM

22 Active

1 Pending

114

Total For Sale

Total Pending

Most inventory choices remain concentrated in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County

5.8

months of inventory

1 Mo Seller's Balanced Market Buyer's 8+ Mo

What this means: Buyers continue to have solid selection and negotiating leverage, even as available inventory ticked down slightly this week. Sellers can still compete effectively, but pricing, presentation, and positioning remain key in a market where homes may take longer to secure a buyer.

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Broker's Commentary

Derek Nemec

Broker | Bay City Property Group

Home prices held relatively steady this week and homes continued moving at a similar pace to recent weeks. Inventory eased slightly but remains solidly in buyer-favorable territory, so sellers should stay sharp on pricing and presentation while buyers still have real room to compare and negotiate.

TAX RATE & EXEMPTION

Matagorda Co. Tax Rate

0.33651

county tax rate per $100 valuation

Bay City ISD Tax Rate

1.00069

school district tax rate per $100 valuation

Homestead Exemption

$140K

Texas homestead exemption

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Buyers Searching in Bay City's Market

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property

Active Listing — Bay City, TX

118 Cedar Vale Rd

Set on 6 private acres just minutes from town, this cabin-style home features vaulted ceilings, exposed wood beams, and a central fireplace. Over 2,400 sq ft with excellent potential for updates and customization — country space with quick access to HWY 60 and town.

Tip of the Week

Ask About a Rate Lock Early

Rates moved noticeably again this week, with some programs shifting more than half a point in just seven days. Once you're under contract, ask your lender about locking in your rate as soon as possible — it protects your monthly payment from further swings while you finish the buying process.

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BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.