Where Bay City's Market Stands — Now

Real data · Local insight · Updated weekly

Bay City Market — Months of Inventory

5.8

months of inventory

Buyer's Market

Inventory held steady at 5.8 months. Buyers still hold negotiating leverage, and softer pricing with longer days on market suggests sellers need to be realistic and competitive from day one.

Current Interest Rates

Rates

30-Yr Fixed7.18%+0.06%

FHA 30-Yr6.96%+0.18%

15-Yr Fixed6.52%+0.03%

5/1 ARM6.01%-0.08%

VA 30-Yr6.99%+0.18%

Bay City Property Group

Week of

September 21 – September 27, 2026

Broker's Post

The licensed data brought to you by BCPG

Bay City Market Pulse

Median Sale Price

$226,990

Slight decrease based on 180-day sold data

New Listings This Week

-5 compared with the previous 7-day reporting period

Pending Sales

-2 compared with the previous 7-day reporting period

Closed This Week

+1 compared with the previous 7-day reporting period

Avg Price / Sq Ft

$127.05

Slight decrease based on 180-day sold homes

List-to-Sale Ratio

94.77%

Slight decrease based on 180-day sold performance

Avg Days on Market

Slight increase based on 180-day sold homes

Months of Inventory

5.8

Buyer's Market MoM

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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City

Active

Pending

Under $150K95 avg DOM

13 Active

3 pending

$150K – $200K103 avg DOM

22 Active

3 Pending

$200K – $300K101 avg DOM

38 Active

14 Pending

$300K – $400K165 avg DOM

18 Active

3 Pending

$400K+84 avg DOM

22 Active

1 Pending

113

Total For Sale

Total Pending

Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County

5.8

months of inventory

1 Mo Seller'sBalanced MarketBuyer's 8+ Mo

What this means: Bay City remains in buyer-favorable territory, but conditions are gradually shifting. Active inventory edged down to 113 listings while months of supply held at 5.8. With new listings and pending sales both slowing and homes taking longer to sell, buyers continue to hold the upper hand.

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Broker's Commentary

Derek Nemec

Broker | Bay City Property Group

Average pricing softened slightly this week and homes took longer to sell, a sign buyers are being selective and sellers need to price with precision. Months of inventory held steady, keeping Bay City firmly in buyer-friendly territory.

TAX RATE & EXEMPTION

Matagorda Co. Tax Rate

0.33651

county tax rate per $100 valuation

Bay City ISD Tax Rate

1.00069

school district tax rate per $100 valuation

Homestead Exemption

$140K

Texas homestead exemption

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Buyers Searching in Bay City's Market

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property

Active Listing — Bay City, TX

1310 Sailfish Dr

Built in 2022 with two distinct living areas, this home features a vaulted beamed ceiling, a quartz island kitchen with glazed tile backsplash, and wood-look tile throughout — no carpet anywhere. The primary suite offers a dual-sink vanity and a marble-look walk-in shower. Fenced courtyard with covered patio and hot tub included. No HOA.

Tip of the Week

Let days on market work in your favor.

When a home has been listed for a while, ask your agent about its time on market and price history. A longer stay often signals a seller who is open to negotiating on price, repairs, or closing costs — so come prepared with a clear, well-supported offer.

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BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.