Where Bay City’s Market Stands — Now Real data. Local insight. Updated weekly.

BC PG
Bay City Property Group
Week of
Apr 20 – Apr 26, 2026

Broker's Post

MARKET SHIFTING AS INVENTORY EXPANDS INTO A BUYER'S MARKET
Rates
30-Yr Fixed 6.23% -0.07%
FHA 30-Yr 6.12% 0.11%
15-Yr Fixed 5.58% -0.07%
Bay City DOM 77 180-day avg
Active 140 current inventory
Bay City Market Pulse
Median Sale Price
$217,000
Slight increase based on 180-day sold data
New Listings This Week
9
-2 compared with the previous 7-day reporting period
Pending Sales
1
-5 compared with the previous 7-day reporting period
Closed This Week
3
-5 slight drop in weekly closings
Avg Price / Sq Ft
$133
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
93.53%
slight increase based on 180-day sold performance
Avg Days on Market
77
Stable based on 180-day sold homes
Months of Inventory
5.0
Balanced Market based on 180-day absorption rate

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K192130
$150K – $200K23365
$200K – $300K571073
$300K – $400K29283
$400K+122110
Strong activity concentrated in the $200K–$300K range

Supply Gauge

Months of inventory — Matagorda County
5.0
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At the current pace of sales, it would take approximately 5.0 to sell the current inventory. Supply and demand are roughly equal — but inventory is climbing and pending sales are down week over week. Buyers have more options and more time. Accurate pricing matters more now than it did 90 days ago.
Broker's Commentary
DN
Derek Nemec
Broker | Bay City Property Group

140 active listings. 77 days on market. More inventory, more options, more time — and buyers know it.

Homes are still closing near asking price at a 93.53% list-to-sale ratio. But with 9 new listings coming to market against 1 pending, that gap is what's driving inventory higher and shifting leverage toward the buyer. The $200K–$300K range is carrying the most activity — 57 active, 10 pending — while the under-$150K band sits at 130 average days on market with almost no movement.

Pricing from day one is the difference between a clean sale and a reduction. At 5.0 months of inventory, the market is balanced — but it is trending. Sellers who price accurately now close faster and closer to ask. Those who wait for the market to meet them are already watching it move the other direction.

Local Pulse — Matagorda County
Inventory Pressure

Inventory Stabilizing

140 active listings. 5.0 months of supply. The market is balanced, but inventory has been climbing while pending sales declined week over week. The stabilization is real — the direction still favors buyers.

Buyer Behavior

Selective but Active

The $200K–$300K range has 10 pending against 57 active. Entry-level under $150K has 2 pending against 19 active and a 130-day average. Buyers are present. They are not in a hurry, and condition is eliminating options faster than price.

Price Sensitivity Increasing

Negotiation Still Present

List-to-sale ratio is 93.53%. Homes are closing near ask — but that number reflects the listings that closed. Properties sitting at 77-plus days are the ones that did not price correctly on day one. The gap between priced-right and overpriced is widening.

Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

118 Cedarvale — Bay City, Texas 6.06 acres. HWY 60 access. Minutes from city center.

Vaulted ceilings, exposed wood beams, and a central fireplace anchor the main living space. 2,472 sq ft with a cabin feel that is uncommon at this price point in Matagorda County. 3 bed, 2 bath, single-family. The acreage gives a buyer room — for animals, a workshop, or simply distance from the next property line.

 

Tip of the Week for Sellers: The Condition Gap.

Buyers in Bay City have 140 listings to choose from. They are not in a hurry.

In a market with 5.0 months of inventory, buyers are making comparisons before they make offers. A home that shows well — clean, functional, nothing obvious on the to-do list — moves faster and closes closer to ask. A home that signals work closes slower and negotiates lower. The buyer who walks in with a mental list of repairs walks out with a lower number in mind.

The $200K–$300K range has 57 active listings and 10 pending. That ratio means buyers are choosing. The ones choosing yours are doing it because the value is clear on arrival. Condition is what makes value visible.

Present it well. In this market, that is half the work.

 
BC PG
BAY CITY
PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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