Where Bay City's Market Stands — Now Real data. Local insight. Updated weekly.

BC PG
Bay City Property Group
Week of
May 4 – May 10, 2026

Broker's Post

MARKET SHIFTING AS INVENTORY EXPANDS INTO A BUYER'S MARKET
Rates
30-Yr Fixed 6.37% -0.02%
FHA 30-Yr 5.95% -0.11%
15-Yr Fixed 5.72%% +0.07%
Bay City DOM 75 180-day avg
Active 136 current inventory
Bay City Market Pulse
Median Sale Price
$220,000
Slight increase based on 180-day sold data
New Listings This Week
11
0 compared with the previous 7-day reporting period
Pending Sales
9
+3 compared with the previous 7-day reporting period
Closed This Week
2
-2 slight drop in weekly closings
Avg Price / Sq Ft
$133
Stable based on 180-day sold homes
List-to-Sale Ratio
93.55%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
75
Stable based on 180-day sold homes
Months of Inventory
5.0
Balanced Market based on 180-day absorption rate

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K203123
$150K – $200K22584
$200K – $300K531968
$300K – $400K24093
$400K+17091
Strong activity concentrated in the $200K–$300K range

Supply Gauge

Months of inventory — Matagorda County
5.0
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At the current pace of sales, it would take approximately 5.0 months to sell the existing inventory — placing Bay City in a balanced market. However, conditions are beginning to tilt toward buyers. With 11 new listings this week against only 2 closings and 9 pending sales, inventory is expanding faster than it is being absorbed. The $200K–$300K range remains the most active segment with 53 active and 19 pending, while the $300K+ price bands show zero pending activity — signaling softer demand at higher price points. Sellers should be aware that accurate pricing and strong presentation are increasingly critical to standing out as buyer options continue to grow.
Broker's Commentary
DN
Derek Nemec
Broker | Bay City Property Group

136 active listings. 75 days on market. The market is balanced — but the clock is ticking for sellers.

The Bay City market continues to hold its ground, but the numbers reveal a market in transition. Homes are closing at 93.55% of asking price — a sign that well-priced listings are still moving. But the pipeline is the story: 11 new listings entered the market this week against just 2 closings and 9 pending sales. When supply consistently outpaces absorption, inventory builds — and at 5.0 months, we're sitting squarely at the edge of a buyer's market.

The $200K–$300K range remains the engine of Bay City demand — 53 active listings, 19 pending, and an average of 68 days on market. That's where buyers are acting and deals are happening. Above $300K, the market slows considerably. The $300K–$400K segment carries 24 active listings with zero pending sales, averaging 93 days on market. The $400K+ band mirrors the same pattern — 17 active, zero pending, 91 days on market. That's not just a pricing challenge — that's a market signal that buyers at those price points have more options and more patience.

For sellers, the equation is straightforward: accurate pricing today means fewer days on market, less negotiation, and a cleaner closing. Every week a home sits, the leverage shifts. Buyers in this market have inventory, time, and data on their side. The sellers who recognize that early — and price accordingly — are the ones walking away with the best results.

Local Pulse — Matagorda County
Inventory Pressure

Inventory Climbing

136 active listings. 5.0 months of supply. The market is balanced, but the trend line favors buyers. With 11 new listings entering this week against only 2 closings, inventory is building faster than it's absorbing. The direction still favors buyers.

Buyer Behavior

Selective but Active

The $200K–$300K range has 19 pending against 53 active — that's where buyers are moving. Entry-level under $150K has only 3 pending against 20 active and a 123-day average. Buyers are present. They are not in a hurry, and condition and pricing are eliminating options faster than price alone.

Price Sensitivity Increasing

Negotiation Still Present

List-to-sale ratio is 93.55%. Homes are closing near ask — but that number reflects the listings that closed. Properties sitting at 75-plus days are the ones that did not price correctly on day one. The $300K–$400K and $400K+ segments both carry zero pending sales. The gap between priced-right and overpriced is widening.

Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

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Vaulted ceilings, exposed wood beams, and a central fireplace anchor the main living space. 2,472 sq ft with a cabin feel that is uncommon at this price point in Matagorda County. 3 bed, 2 bath, single-family. The acreage gives a buyer room — for animals, a workshop, or simply distance from the next property line.

 

Price It Right on Day One — Or Pay for It Later

In a market where homes are averaging 75 days on market and closing at 93.55% of asking price, the data is clear: overpriced listings are not just sitting — they're costing sellers money. Every week a home stays on the market, buyer perception shifts. What starts as "new listing" becomes "what's wrong with it?" within 30 days.

The sweet spot right now is the $200K–$300K range — 19 of the market's 28 total pending sales live there. That's not a coincidence. Those are the homes priced where demand actually exists.

The takeaway: Sellers who price accurately from day one are closing faster, negotiating less, and walking away with more. Sellers who chase the market down are spending more time, more carrying costs, and ultimately accepting lower offers anyway.

Price with the market. Not against it.

 
BC PG
BAY CITY
PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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