Where Bay City's Market Stands — Now Real data. Local insight. Updated weekly.

BC PG
Bay City Property Group
Week of
May 25 – May 31, 2026

Broker's Post

MARKET STABILIZES — BALANCED CONDITIONS WITH STEADY DEMAND
Rates
30-Yr Fixed 6.64% -0.06%
FHA 30-Yr 6.10% -0.40%
15-Yr Fixed 6.04% 0.20%
Bay City DOM 76 180-day avg
Active 131 current inventory
Bay City Market Pulse
Median Sale Price
$219,000
Stable based on 180-day sold data
New Listings This Week
10
+1 compared with the previous 7-day reporting period
Pending Sales
1
-3 compared with the previous 7-day reporting period
Closed This Week
12
+7 slight increase in weekly closings
Avg Price / Sq Ft
$130.22
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
93.25%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
76
Slight decrease based on 180-day sold homes
Months of Inventory
4.3
Balanced Market based on 180-day absorption rate

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K174150
$150K – $200K20282
$200K – $300K571273
$300K – $400K231100
$400K+14075
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
4.3
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At 4.3 months of supply, the market sits in a healthy, balanced equilibrium. While a strong week of 12 closings outpacing 10 new listings signals steady demand, buyers still hold an advantage when negotiating final sale prices. Sellers who price realistically are finding quick success, while overpricing leads to extended days on market.
Broker's Commentary
DN
Derek Nemec
Broker | Bay City Property Group

Interest rates continued to ease this week, with the 30-year fixed dipping to 6.64% and FHA dropping notably to 6.10% — giving buyers improved purchasing power compared to recent weeks.

Inventory remains tight at 131 active listings, down from 135 the week prior. At 4.3 months of supply, we are trending toward seller's market conditions.

Buyers who have been waiting may find this window worth acting on. Sellers remain in a favorable position as supply continues to contract and demand holds steady heading into summer.

Local Pulse — Matagorda County
Inventory Pressure

Supply Tightening

131 active listings at 4.3 months of supply. With 12 closings outpacing 10 new listings this week, inventory is being absorbed faster than it is building — and the direction is beginning to favor sellers.

Buyer Behavior

Concentrated and Selective

The $200K–$300K range accounts for 12 of 13 total pending sales — the clear sweet spot. Above $300K, just 1 pending against 37 active listings. Buyers know where the value is, and they are not stretching beyond it.

Price Sensitivity Increasing

Negotiation is the Norm

A 93.25% list-to-sale ratio means buyers are closing nearly 6.75% below asking. At 76 average days on market, patience remains on the buyer's side. Overpriced listings are not the exception — they are the rule that isn't moving.

Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

Quiet cul-de-sac setting with privacy and character. Vaulted ceilings, abundant natural light, and a functional layout inside — spacious backyard with mature trees and a treehouse outside. All-brick construction, Flood Zone X, and convenient access to schools and amenities.

 

Tip of the Week: Presentation isn't optional — it's pricing

In a market where buyers have options and average days on market sit at 76, condition drives decisions before price ever comes up. A home that shows well justifies its number. One that doesn't gives buyers a reason to negotiate down — or walk away entirely. Simple improvements to curb appeal, cleanliness, and staging don't just attract more showings; they protect your bottom line. What a buyer sees in the first five minutes sets the ceiling on every offer that follows.

 
BC PG
BAY CITY
PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

Next
Next