Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
5.8
months of inventory
Buyer's Market
Inventory eased to 5.8 months from 5.9 last week. Buyers continue to have negotiating leverage, but a slowdown in new listings and closings is a sign the gap may keep narrowing.
Current Interest Rates
Rates
30-Yr Fixed6.69%0.00%
FHA 30-Yr6.37%+0.27%
15-Yr Fixed6.07%+0.22%
5/1 ARM6.26%current rate
VA 30-Yr6.12%current rate
Bay City Property Group
Bay City Property Group
Week of
August 10 – August 16, 2026

Broker's Post

The licensed data brought to you by BCPG
Bay City Market Pulse
Median Sale Price
$224,999
No change based on 180-day sold data
New Listings This Week
5
-3 compared with the previous 7-day reporting period
Pending Sales
3
-1 compared with the previous 7-day reporting period
Closed This Week
2
-5 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$128.72
Slight increase based on 180-day sold homes
List-to-Sale Ratio
94.69%
Slight increase based on 180-day sold performance
Avg Days on Market
81
Slight increase based on 180-day sold homes
Months of Inventory
5.8
Buyer's Market MoM
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Seller's Valuation

Price Band Breakdown

Active listings by price range — Bay City
Active
Pending
Under $150K147 avg DOM
15 Active
3 pending
$150K – $200K109 avg DOM
20 Active
2 Pending
$200K – $300K113 avg DOM
43 Active
16 Pending
$300K – $400K160 avg DOM
17 Active
2 Pending
$400K+54 avg DOM
19 Active
1 Pending
114
Total For Sale
24
Total Pending
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
5.8
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory, but conditions are gradually shifting. Active inventory held steady at 114 listings while months of supply eased to 5.8. With new listings and closings slowing this week, the balance between buyers and sellers continues to move closer.
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Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Rates moved higher this week on FHA and 15-year terms, while the 30-year fixed held flat at 6.69%. Months of inventory eased to 5.8 as new listings and closings both slowed, keeping supply tight heading into the back half of the month.

Bay City still leans toward buyers, but that edge continues to narrow. Well-priced, well-presented listings are drawing the activity — sellers who price realistically from day one are the ones seeing it.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption
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The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

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BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.