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Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Property Group
Bay City Property Group
Week of
July 6 – July 13, 2026

Broker's Post

BUYER'S MARKET — INVENTORY TIGHTENING, PRICING STEADY
Rates
30-Yr Fixed6.58%+0.15%
FHA 30-Yr6.30%+0.01%
15-Yr Fixed5.95%+0.16%
Bay City DOM79180-day avg
Active135current inventory
Bay City Market Pulse
Median Sale Price
$219,995
Slight increase based on 180-day sold data
New Listings This Week
7
+2 compared with the previous 7-day reporting period
Pending Sales
7
+2 compared with the previous 7-day reporting period
Closed This Week
4
-1 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$130.22
Slight increase based on 180-day sold homes
List-to-Sale Ratio
93.62%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
79
Slight decrease based on 180-day sold homes
Months of Inventory
7.9
Buyer's Market MoM

Price Band Breakdown

Active listings by price range — Bay City
Price rangeActivePendingAvg. DOM
Under $150K206225
$150K – $200K20199
$200K – $300K5816107
$300K – $400K206151
$400K+17191
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
7.9
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: At 7.9 months of supply, Bay City remains in Buyer's Market territory but is showing early signs of tightening — inventory has pulled back slightly from last week's 8.0. The $200K–$300K range continues to carry the deepest inventory at 58 active listings with 16 pending, reflecting the strongest buyer activity in the market. Days on market have improved to 79, and the median sale price holding at $219,995 signals stable pricing. Sellers who are priced correctly are moving — the $400K+ segment is showing just 1 pending against 17 active, meaning pricing strategy at the upper end remains critical.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Mortgage rates remain elevated, with the 30-year fixed rate at 6.58%, which continues to impact buyer affordability and purchasing decisions.


Bay City inventory remains stable with 135 active listings and 7.9 months of supply, reflecting a balanced market with adequate buyer options.


Current conditions lean toward a buyer-favorable market, with buyers having more negotiating power while sellers need to remain competitive on pricing and presentation.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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