Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Property Group
Bay City Property Group
Week of
June 22 – June 28, 2026

Broker's Post

BUYER'S MARKET — RATES COOLING, INVENTORY CLIMBING
Rates
30-Yr Fixed 6.59% -0.07%
FHA 30-Yr 6.25% 0.0%
15-Yr Fixed 6.02% -0.18%
Bay City DOM 81 180-day avg
Active 138 current inventory
Bay City Market Pulse
Median Sale Price
$219,400
Slight decrease based on 180-day sold data
New Listings This Week
5
-3 compared with the previous 7-day reporting period
Pending Sales
5
-3 compared with the previous 7-day reporting period
Closed This Week
3
0 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$130.12
Slight decrease based on 180-day sold homes
List-to-Sale Ratio
93.44%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
81
Slight increase based on 180-day sold homes
Months of Inventory
8.3
Buyer's MarketMoM

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K223211
$150K – $200K202104
$200K – $300K581498
$300K – $400K215148
$400K+17095
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
8.3
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At 8.3 months of supply, Bay City has moved firmly into Buyer’s Market territory—strongly favoring buyers over sellers. With 138 active listings and the $200K–$300K range carrying the deepest inventory at 58 homes, buyers have the most choices in that segment. Buyers hold a clear negotiating edge on price, supported by a lower list-to-sale ratio of 93.44% and an increased average of 81 days on market. Sellers must price aggressively and ensure their homes are in peak condition to attract attention. As inventory expands, strong buyer demand will be critical to stabilizing the market.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Mortgage rates are stabilizing at lower levels—with the 30-Year Fixed at 6.59% and FHA at 6.25%—providing a window of improved affordability for qualified buyers.


Despite favorable financing, local housing inventory has steadily expanded to a heavy 8 months of supply, driven by 138 total active listings concentrated heavily in the $200K–$300K range.


This rising supply officially pushes Bay City into a Buyer’s Market. Buyers hold strong negotiating leverage, reflected in an elongated 81-day average time on market and properties closing at an average of 93.44% of list price. Sellers must price aggressively to compete.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

Established neighborhood. Spacious lot. Flexible floor plan. 625 S. Remington Dr. Vaulted ceilings, fireplace, bonus room with a tray ceiling, and a covered patio. Established Angleton neighborhood with easy access to schools, shopping, and highways. Move-in ready with room to make it yours.

 

Tip of the Week: The asking price is where negotiations start — not where they end.

In any market, understanding what comparable homes have actually sold for is more valuable than what they're listed at. Your agent can pull that data before you make any decision.

 
Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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