Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Property Group
Bay City Property Group
Week of
June 15 – June 21, 2026

Broker's Post

BUYER'S MARKET ADVANTAGE — INVENTORY RISING, BUYERS REMAIN SELECTIVE
Rates
30-Yr Fixed 6.66% +0.08%
FHA 30-Yr 6.25% +0.11%
15-Yr Fixed 6.20% +0.06%
Bay City DOM 73 180-day avg
Active 141 current inventory
Bay City Market Pulse
Median Sale Price
$219,800
Slight decrease based on 180-day sold data
New Listings This Week
8
+2 compared with the previous 7-day reporting period
Pending Sales
8
+3 compared with the previous 7-day reporting period
Closed This Week
3
+2 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$131.44
Slight increase based on 180-day sold homes
List-to-Sale Ratio
93.22%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
73
Slight decrease based on 180-day sold homes
Months of Inventory
8.7
Buyer's MarketMoM

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K236197
$150K – $200K192103
$200K – $300K601194
$300K – $400K225135
$400K+17195
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
8.7
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: At 8.7 months of supply, Bay City remains in buyer's market territory — strongly favoring buyers over sellers. With 141 active listings and the $200K–$300K range carrying the deepest inventory at 60 homes, buyers have the most choices in that segment. Buyers hold a clear negotiating edge on price, with a list-to-sale ratio of 93.22% and an average of 73 days on market. Sellers who price competitively and present their homes well are finding consistent success. As we head further into the summer market, strong buyer demand will determine whether this growing inventory stabilizes or continues to expand.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Rates edged up this week with the 30-year fixed at 6.66% and FHA at 6.25% — modest movement, but enough to keep buyers deliberate and affordability a continued challenge.


Inventory continues to climb at 141 active listings and 6 months of supply, holding Bay City firmly in balanced market territory. Neither buyers nor sellers hold a dominant edge, but inventory is building across most price bands.


For buyers, the most opportunity sits in the $200K–$300K range where inventory is deepest at 60 homes. Sellers pricing to the market are closing deals — those who aren't are sitting at 73 days on average.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

Established neighborhood. Spacious lot. Functional layout. 1310 Sailfish Drive offers solid bones in a location that makes daily life easy — close to schools, shopping, dining, and the coast. A well-rounded opportunity in a market where correctly priced homes are still moving.

 

Tip of the Week: Days on market is data, not a deadline.

A listing that's been on the market 60, 70, or 90 days isn't necessarily a problem property — in Bay City's current market, 73 days is the average. What it does mean is that the seller has had time to recalibrate expectations. For buyers, a longer DOM listing is often the best negotiating position in the room. Before you skip past it, ask why it's still there — the answer is usually price, and that's a conversation worth having.

 
Bay City Property Group
BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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