Where Bay City's Market Stands — Now

Real data  ·  Local insight  ·  Updated weekly

Bay City Market — Months of Inventory
6.9
months of inventory
Buyer's Market
Inventory has tightened to 6.9 months from 7.2 last week. Buyers continue to have negotiating leverage, but declining supply is creating a more competitive environment for well-positioned sellers.
Current Interest Rates
Rates
30-Yr Fixed6.75%+0.14%
FHA 30-Yr6.43%+0.11%
15-Yr Fixed6.10%+0.11%
Bay City DOM75180-day avg
Active123current inventory
Bay City Property Group
Bay City Property Group
Week of
July 20 – July 26, 2026

Broker's Post

BUYER'S MARKET — INVENTORY TIGHTENS AS RATES EDGE HIGHER
Bay City Market Pulse
Median Sale Price
$222,940
Slight increase based on 180-day sold data
New Listings This Week
6
+2 compared with the previous 7-day reporting period
Pending Sales
1
-8 compared with the previous 7-day reporting period
Closed This Week
8
+6 compared with the previous 7-day reporting period
Avg Price / Sq Ft
$130.96
Slight increase based on 180-day sold homes
List-to-Sale Ratio
94.24%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
75
Slight decrease based on 180-day sold homes
Months of Inventory
6.9
Buyer's Market MoM

Price Band Breakdown

Active listings by price range — Bay City
Price rangeActivePendingAvg. DOM
Under $150K167254
$150K – $200K172103
$200K – $300K5017117
$300K – $400K212163
$400K+19181
Most inventory choices available in the $200K–$300K range.

Supply Gauge

Months of inventory — Matagorda County
6.9
months of inventory
1 Mo Seller'sBalanced MarketBuyer's 8+ Mo
What this means: Bay City remains in buyer-favorable territory, but conditions are gradually shifting. Inventory decreased to 123 active listings and months of supply improved to 6.9. With prices holding steady and market activity remaining consistent, the balance between buyers and sellers continues to move closer.
Broker's Commentary
Derek Nemec
Derek Nemec
Broker | Bay City Property Group

Interest rates moved higher this week, with the 30-year fixed rate increasing to 6.75%, creating continued affordability challenges for buyers.


Inventory tightened slightly, with active listings decreasing to 123 and months of supply falling to 6.9. Buyers still maintain leverage, but reduced supply is beginning to create a more balanced market.


Market sentiment remains buyer-favorable, though improving inventory conditions and steady pricing trends suggest a gradual shift toward balance.

TAX RATE & EXEMPTION
Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

Featured Property
625 S Remington
Active Listing — Bay City, TX
625 S Remington Dr
Modern 3-bed, 2-bath brick home with grand ceilings, quartz countertops, custom cabinetry, and high-end finishes throughout. The primary suite features a spa-like bath and custom closet. Covered patio, hot tub, 2-car garage, and tankless water heater. Move-in ready.
Tip of the Week
Buyers should be prepared to act when the right home appears.

As inventory continues to tighten, well-priced properties may face increased competition. Understanding current market conditions and moving quickly can make the difference when opportunities arise.

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Bay City Property Group

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BAY CITY PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker's Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.