Where Bay City's Market Stands — Now Real data. Local insight. Updated weekly.

BC PG
Bay City Property Group
Week of
May 11 – May 17, 2026

Broker's Post

MARKET SHIFTING AS INVENTORY EXPANDS INTO A BUYER'S MARKET
Rates
30-Yr Fixed 6.47% +0.10%
FHA 30-Yr 6.21% +0.26%
15-Yr Fixed 6.04% +0.10%
Bay City DOM 82 180-day avg
Active 130 current inventory
Bay City Market Pulse
Median Sale Price
$220,000
Stable based on 180-day sold data
New Listings This Week
11
0 compared with the previous 7-day reporting period
Pending Sales
8
-1 compared with the previous 7-day reporting period
Closed This Week
4
+2 slight increase in weekly closings
Avg Price / Sq Ft
$133
Stable based on 180-day sold homes
List-to-Sale Ratio
93.48%
Buyer Advantage based on 180-day sold performance
Avg Days on Market
82
Slight Increase based on 180-day sold homes
Months of Inventory
4.8
Balanced Market based on 180-day absorption rate

Price Band Breakdown

Active listings by price range — Bay City
Price range Active Pending Avg. DOM
Under $150K192149
$150K – $200K18590
$200K – $300K532472
$300K – $400K25093
$400K+15079
Strong activity concentrated in the $200K–$300K range

Supply Gauge

Months of inventory — Matagorda County
4.8
months of inventory
1 Mo Seller's Balanced Market Buyer's 8+ Mo
What this means: Inventory ticked down from 5.0 to 4.8 months this week — a slight move toward sellers within the balanced range. However, this modest dip does not signal a strengthening seller's market. With 130 active listings, 11 new listings, and only 4 closings this week, supply is still building faster than it is being absorbed. The $200K–$300K range remains the most active segment with 53 active and 24 pending sales. Above $300K, demand falls sharply — 40 active listings with zero pending — indicating that higher price points continue to face significant buyer resistance. Despite the small MOI decline, the broader market indicators — a 93.48% list-to-sale ratio, 82 average days on market, and 8 new pending sales against 11 new listings — still favor buyers. Sellers should remain focused on competitive pricing and strong presentation to secure timely offers.
Broker's Commentary
DN
Derek Nemec
Broker | Bay City Property Group

Rates are ticking up and inventory is easing — but Bay City remains a buyer's market.

Homes are closing at 93.48% of asking price, buyers are negotiating an average of $14,300 below list, and days on market sit at 82. Until absorption catches up with supply, the leverage stays with buyers.

For sellers, the window to act is now — before rising rates further compress buyer purchasing power. Accurate pricing isn't optional in this environment. Correctly priced homes are moving. Everything else is sitting.

Local Pulse — Matagorda County
Inventory Pressure

Supply Still Building

130 active listings. 4.8 months of supply, down slightly from 5.0 last week. The dip is not a trend — 11 new listings entered against only 4 closings this week. Inventory is accumulating faster than it is being absorbed, and the direction continues to favor buyers.

Buyer Behavior

Concentrated and Selective

The $200K–$300K range holds 24 of 31 total pending sales — 77% of all buyer activity in one band. Under $150K has just 2 pending against 19 active and a 149-day average. Above $300K, 40 active listings have produced zero pending sales. Buyers know where the value is — and they are not stretching beyond it.

Price Sensitivity Increasing

Negotiation is the Norm

List-to-sale ratio sits at 93.48% — buyers are closing at an average 6.52% below asking, roughly $14,300 on a median-priced home. At 82 average days on market, homes are not moving on patience. The $300K–$400K and $400K+ segments both carry zero pending sales, confirming that overpricing above market tolerance has a measurable cost.

Matagorda Co. Tax Rate
0.33651
county tax rate per $100 valuation
Bay City ISD Tax Rate
1.00069
school district tax rate per $100 valuation
Homestead Exemption
$140K
Texas homestead exemption

The data published in the Broker's Post is sourced from HAR MLS aggregate reporting and publicly available market records. Bay City Property Group utilizes this information to actively manage its portfolio of investment properties within Bay City and Matagorda County, currently valued in excess of $3,000,000. While every effort is made to ensure accuracy, this data is provided for informational purposes only and should not be construed as legal, financial, or investment advice. Bay City Property Group makes no representations or warranties, express or implied, regarding the completeness, accuracy, or timeliness of the information presented. Readers are encouraged to independently verify all data and consult a licensed professional before making any real estate decision. Bay City Property Group assumes no liability for decisions made in reliance on this information.

 

Featured Property:

Established neighborhood. Spacious lot. Functional layout. 1310 Sailfish Drive offers solid bones in a location that makes daily life easy — close to schools, shopping, dining, and the coast. A well-rounded opportunity in a market where correctly priced homes are still moving.

 

The First 7 Days Decide Everything

In today’s market, a listing’s performance is heavily shaped in the first week it goes live. That initial launch window is when buyer attention is highest, showing activity is strongest, and competition among similar homes is most relevant.

If a home is priced correctly and presented well, that momentum creates urgency. If it’s overpriced or underprepared, it quickly gets passed over — and once that early interest fades, it becomes significantly harder to recover without adjustments.

The data continues to show that well-positioned homes sell faster and closer to list price, while stagnant listings tend to require price reductions and longer holding periods.

The goal isn’t just to list a property — it’s to capture attention immediately.

Launch strong. The first impression is the market.

 
BC PG
BAY CITY
PROPERTY GROUP

Bay City Property Group remains committed to providing clear market insight and professional guidance to buyers, sellers, and investors throughout Matagorda County. Our goal with each Broker’s Post is to offer a concise snapshot of local housing trends so our community can make confident real estate decisions.

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